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Cash used to buy Christmas gifts
Some Scots are ditching their credit cards this Christmas and using cash to buy presents, a survey revealed.
The study by financial experts Deloitte found 85% of shoppers planned to pay for gifts using cash so they could keep track of their spending amid the economic crisis.
Only 8% said they will be using their credit cards for Christmas gifts compared with 12% last year. The rest of those polled said they will use cheque, vouchers, their overdraft or store cards.
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